[Music Playing]:

(Speech): BMO Digital Banking. Made easy.

(Description): A couple are together on their couch. She holds a tablet, he has a bank card.

(Speech): Banking digitally with BMO is not only easy, it’s safe and secure.

(Description): The couple smile at each other and share a laugh.

(Speech): We keep your assets and banking information safe with our best-in-class firewall, industry leading security software, alerts that notify you of any suspicious activity and of course, BMO’s Digital Banking Guarantee...

(Description): A checkmark appears beside each of the four points as they are listed.

(Speech): ...ensuring you’ll never pay for unauthorized transactions.

(Description): A man at home puts his pencil down and returns to his laptop, looking satisfied.

(Speech): Banking digitally is also convenient. Save time and stay on top of your banking by using your computer or smartphone - anywhere, anytime, 24/7.

(Description): A woman casually taps on her phone with one hand, her bank card in the other.

(Speech): With BMO digital banking, you can deposit checks with your smartphone, pay bills online, and send and request money using Zelle.

(Description): A checkmark appears with each of the three points as they are listed.

(Speech): And that’s not all, you can easily transfer money, view bank statements, or check your account balance — all from the comfort of home or when you’re on the go.

(Description): Each of the three points are checked off as they are listed.

(Speech): And finally, enjoy the peace of mind and confidence that comes with having all your accounts just a few clicks away.

(Description): Another couple looks at a computer in a still photo.

(Speech): Enroll today and start enjoying the convenience, safety and security of BMO digital banking.

(Description): Shown onscreen: Enroll today! Visit bmo.com/usdigitalbanking. Download the Digital Banking App. Also shown are the Apple App Store and Google Play logos and disclaimers for BMO, Zelle, Apple and Google.